My name is Jennifer Gellatly-Valiulis and I’m the creator and host of The GROWQUIRE Show — but more importantly, I’m someone who didn’t start with money, connections, or a financial safety net.

I’m 37 years old and a mother of three young children, including my wonderful son and twin daughters. Today I own and invest in multiple real estate assets and business ventures alongside my husband, a restaurant operator and business owner. But my life did not begin anywhere close to that position.

I grew up in a middle-class Canadian family that experienced bankruptcy. Because of that, I had to find my own way through university and into a career. Getting an education wasn’t a given — it was something I had to figure out financially and practically on my own. That experience became the starting point of my independence and ultimately my entry into business and real estate.

Years later, after a divorce, I found myself in a position many people quietly live in but rarely talk about: I had a negative net worth. I carried substantial debt, had no assets to my name, and had to rebuild my financial life from the ground up.

I did not rebuild it through shortcuts, luck, or sudden windfalls.

I rebuilt it through decisions — sometimes slow ones, sometimes difficult ones — and through learning how to evaluate opportunities carefully instead of emotionally.

For the past 15 years I’ve worked in franchising across Canada and the United States, primarily in restaurant development. My work has involved helping businesses expand, negotiating locations, assessing markets, and understanding why certain businesses succeed while others fail.

Since 2019, I’ve also been a licensed real estate agent in Ontario specializing in commercial and residential real estate, including retail locations, development opportunities, single-family residential, multifamily housing, and hotel projects. Over time, my professional exposure turned into personal investing.

My husband and I have now built a real estate portfolio that includes both single-family and multifamily residential properties, and together we have participated in business ownership as well. Over the years, this path has grown into several millions of dollars in assets across different categories — but it was built gradually and intentionally after starting from debt and no ownership at all.

This show exists because I learned something firsthand: you do not need to earn a high salary to start building wealth. Wealth is built over time through tough decisions, sacrifices along the way, it’s built by judgment and more importantly, by taking action.

People often aren’t lacking opportunity — they’re lacking a framework to evaluate opportunity and the resources to pursue it. The GROWQUIRE Show focuses on teaching how to think about risk, partnerships, timing, and value so listeners can make decisions that compound over time.

I don’t believe in overnight success, and I don’t teach speculation.

I believe in ownership, patience, and learning to recognize what is — and is not — truly a path to help you GROW and ACQUIRE.